Disclaimer

Future Free (the planning tool, blog, and contact form) is for education and planning only. This disclaimer outlines important limitations and your responsibilities.

The tool and any content are not a substitute for professional financial, tax, or legal advice. Use them only as a planning and educational resource.

Educational Only
Not Financial Advice
No Guarantees
Disclaimer

Educational Purpose Only

Future Free is designed to help you understand your financial situation.

  • The tool is for educational and planning purposes only
  • It is not intended to replace professional financial advice
  • Use it as a tool to understand and plan, not as definitive advice

No Financial or Investment Advice

Future Free does not provide financial, investment, or tax advice.

  • The tool offers structured guidance based on rule-based calculations
  • All financial decisions should be made in consultation with qualified professionals
  • Do not rely solely on the tool's output for important financial decisions

No Guarantees or Warranties

Future Free makes no guarantees about financial outcomes.

  • The tool provides estimates and guidance based on the information you provide
  • Actual results may vary from the tool's estimates
  • Past performance does not guarantee future results

User Responsibility

You are solely responsible for your financial decisions.

  • Future Free is a tool to help you think through your financial situation
  • You must make your own informed decisions
  • Seek professional advice when appropriate

External Links Disclaimer

If Future Free contains links to external websites, we are not responsible for their content.

  • We are not responsible for the content, accuracy, or practices of external sites
  • Use external resources at your own discretion

Contact Form - No Advisory Relationship

Submitting the contact form or receiving a reply from Future Free does not create a financial, investment, advisory, or professional relationship. Any response is for general communication only and does not constitute personalised advice. For advice tailored to your situation, consult a qualified professional.

Last updated: February 12, 2026

By using Future Free (including the tool, blog, and contact form), you acknowledge that you have read, understood, and agree to this disclaimer.