Terms of Service

Conditions for using Future Free

By using Future Free, you agree to these Terms of Service. These terms apply to your use of our website, including the financial planning tool, the blog, and the contact form.

Future Free is provided as a free educational resource designed to help you understand and plan your financial future.

Free to Use
Educational
No Guarantees
Terms of Service

Acceptance of Terms

By using Future Free, you agree to these Terms of Service.

  • If you do not agree, please do not use the tool
  • Using the tool indicates your acceptance of these terms

Use of the Website and Tool

Future Free (the planning tool, blog, and contact form) is provided free for personal, non-commercial use.

  • You may use the tool and blog for personal financial planning and education
  • No account or login is required to use the tool or read the blog
  • You may not use the site for illegal purposes, spam, or to harass others

Contact Form

When you use the contact form, you agree to provide accurate information and to use it only for legitimate inquiries. You must not use the form for spam, unsolicited marketing, or to transmit harmful or unlawful content. We may use rate limiting and take other measures to prevent abuse.

Educational Purpose Only

Future Free is designed for educational and planning purposes only.

  • It is not a substitute for professional financial advice
  • Use the tool as an educational resource, not as definitive advice

No Guarantees

Future Free does not guarantee any financial outcomes.

  • Results are based on rule-based calculations
  • Outputs should be used as guidance, not absolute predictions
  • No warranties or guarantees about financial outcomes

User Responsibilities

You are responsible for your use of the tool and decisions made based on its output.

  • You are responsible for the accuracy of information you provide
  • You are responsible for decisions made based on the tool's output
  • Always consult with qualified financial professionals for important financial decisions

Intellectual Property

All content, design, and functionality of Future Free are protected by intellectual property laws and by the Digital Millennium Copyright Act (DMCA). Unauthorized use may result in legal action and DMCA takedown procedures.

  • You may not copy, modify, or distribute the tool or site content without permission
  • All intellectual property rights are reserved
  • Images and other visual content on this site include material we have created or substantially modified. We claim ownership and copyright in such original content and in the original elements of our derivative works, as permitted by law (including 17 U.S.C. § 103), and such content is protected under these terms and the DMCA
  • This site and its content are protected under the DMCA, infringement may be subject to takedown and legal remedies
  • If you believe any content on Future Free infringes your copyright, you may send a DMCA takedown notice to our designated agent at contact@futurefree.money with the information required under 17 U.S.C. § 512(c)(3) (including identification of the copyrighted work, identification of the infringing material and its location, your contact information, and statements of good faith and accuracy under penalty of perjury). We will respond to valid notices in accordance with applicable law

Limitation of Liability

Future Free is provided "as is" without warranties.

  • We are not liable for any financial losses
  • We are not liable for decisions made based on the tool's output
  • The tool is provided without any warranties or guarantees

Changes to Terms

We reserve the right to modify these terms at any time.

  • Continued use of the tool constitutes acceptance of updated terms
  • Updated terms will be posted on this page

Last updated: February 12, 2026